Mortgage Blog
Trusted Niagara Region Mortgage Services
Government announces boldest mortgage reforms in decades to unlock homeownership for more Canadians
December 16, 2024 | Posted by: Heather Strachan
Canadians work hard to be able to afford a home. However, the high cost of mortgage payments is a barrier to homeownership, especially for Millennials and Gen Z. To help more Canadians, particularly ...
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Dec 11-2024 - Bank of Canada reduces policy rate by 50 basis points to 3.25%
December 11, 2024 | Posted by: Heather Strachan
The Bank of Canada today reduced its target for the overnight rate to 3¼%, with the Bank Rate at 3¾% and the deposit rate at 3¼%. The Bank is continuing its policy of balance sheet no ...
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Is Getting a Home Inspection Worth It? A Canadian Homebuyer's Guide
December 1, 2024 | Posted by: Heather Strachan
Hello there! If you're considering buying a home in Canada, you might wonder whether investing in a home inspection is necessary. After all, purchasing a home is a significant financial commitment, ...
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Understanding Capital Gains in Canada
November 11, 2024 | Posted by: Heather Strachan
What Are Capital Gains? Capital gains refer to the profit you earn when you sell a capital asset-such as property or investments-for more than its original purchase price. For example, if you bough ...
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Unlocking Home Ownership: What Canadian Homebuyers Need to Know About Property Value
November 4, 2024 | Posted by: Heather Strachan
The Canadian dream of home ownership is evolving. With fluctuating property values and shifting market dynamics, understanding the real estate landscape is more crucial than ever for prospective hom ...
read moreOctober 23-2024: Bank of Canada reduces policy rate by 50 basis points to 3.75%
October 23, 2024 | Posted by: Heather Strachan
The Bank of Canada today reduced its target for the overnight rate to 3¾%, with the Bank Rate at 4% and the deposit rate at 3¾%. The Bank is continuing its policy of balance sheet normalization. ...
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Looking to Sell Your Home? 10 Amazing Tips to Help You Get the Best Value
October 22, 2024 | Posted by: Heather Strachan
Selling a home is a significant financial decision; naturally, you want to secure the best possible value for your property. Whether you're a mortgage broker, real estate agent, or a homeowner looking ...
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Is a Reverse Mortgage Right for You?
October 8, 2024 | Posted by: Heather Strachan
A reverse mortgage is a great financial tool for homeowners over 55 who want to stay in their homes while accessing the value they've built up over the years. It provides additional income, eliminates ...
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Lower Inflation: What are the impacts of this for Canadian homeowners
September 24, 2024 | Posted by: Heather Strachan
As inflation trends downward, many Canadian homeowners ask what this means for their financial future, particularly regarding their mortgage payments. Inflation plays a significant role in shaping int ...
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With Lower Interest Rates, Is Now a Good Time to Refinance My Mortgage?
September 6, 2024 | Posted by: Heather Strachan
With interest rates dropping, many homeowners ask the same question: Is now the right time to refinance my mortgage?* The simple answer? It could be! But as with most financial decisions, a few factor ...
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