Mortgages and Refinancing for people in the Niagara region and across Ontario going through a Divorce or Separation.

They say about half of all marriages end in divorce. Whatever the figure, complications arise when it comes to dividing assets like homes, and determining who keeps making mortgage payments.

While getting through a divorce is often unpleasant and expensive, getting good mortgage advice can at least help save you money and unnecessary hassle. To ensure that you are left in the best possible position, try to involve your chosen independent mortgage planner as early in the process as possible, because you’ll be surprised at the difference we can make, especially when given a little time.

There are numerous questions that need to be resolved. Is the property being sold? Will one party be able to refinance the house to buy out the other person? To avoid dragging out a long and messy divorce, ensure that you get your home financing resolved as soon as possible. Disputes over the home are one of the main causes for the delays in finalizing a divorce.

If you are going through a divorce and need to get a mortgage I can help. Please feel free to contact me today to review your options.

Please note: You should not make any final decisions related to your separation/divorce without the advice of a lawyer. Although I can help explain the concepts, point you in the right direction and provide the appropriate mortgage advice, I am not a legal expert.